Know Your Daily Safe-to-Spend Runway
Fini is the autonomous personal finance companion that protects your fixed bills, family emergency buffer, and future goals with zero-knowledge encrypted envelope budgeting.
Try the Safe-to-Spend Runway Calculator
See how Fini protects your mandatory bills and safety buffer before telling you what is safe to spend today.
Built for Modern, Stress-Free Living
Everything you need to master your daily finances without intrusive bank screen scraping or data brokers.
Safe-to-Spend Daily Runway
Stop calculating in your head. Fini automatically rings-fences rent, bills, and emergency reserves to compute your true daily allowance.
Zero-Based Envelopes
Allocate funds with purposeful envelopes. Build continuous sinking reserves for vehicle maintenance, annual insurance, and holiday travel.
Adaptive Companion Mascot
An empathetic mascot that celebrates mindful savings and switches into an Empathetic Protector state during emergency expenditures.
BNPL & Installment Pacing
Track Buy-Now-Pay-Later contracts and smartphone EMIs. Quantifies remaining debt timelines and locks scheduled installment balances.
Shariah Mode & Zakat
Instant Nisab valuation against official Gold (87.48g) and Silver (612.36g) thresholds with lunar Hawl tracking.
Zero-Knowledge Encryption
Hardware-accelerated ChaCha20-Poly1305 client-side encryption with blind mailbox tokens and cryptographic memory buffer zeroing.
Frequently Asked Questions
Clear answers to how Fini handles security, budgeting algorithms, and privacy.